Lenders Toolbox v10.4 貸款計算器 英文破解版 XYZ軟體急先鋒(http://www.xyz168.net)     軟體簡介: Lender'sToolBox是每一個貸款者必須的工具,這個工具不僅能夠幫助用戶 計算和列印正常的每月本金及利息計畫,還支持固定本金+應付利息的模式。 可以生成一次付款額的計畫表。內置的LoanCalculator工具可以用whatif 語句來構建加強的貸款方案,方便用戶進行權衡。(文:life_is_good@YDY) ProgramDescription: TheLender'sToolBox?includesthemostessentialtoolsneededby everylender(orborrower,forthatmatter).AversatileAmortization programthatnotonlycomputesandprintsthe"normal"monthlyP&I schedulesbutalsoallowsfixedprincipalpaymentsplusaccruedinterest. On-screenoptionsallowyoutoalsoproduce"balloon"(lumpsum)payment scheduleswheneverdesired.UsetheincludedLoanCalculatorforquick "whatif"scenariostoproperlystructureanyloanrequest.Someofthe majorfeaturesinclude: *Amortizeloans(upto999million)usingweekly,bi-weekly,semi-monthly, monthly,quarterly,semi-annual,orannualpayments.ForCanadianMortgage calculationsyoucanalsochoose'Accelerated'weeklyorbi-weeklypayments. (Numbers&dateswillbedisplayed/printedusingyoursystem'sRegionalSettings, allowingproper'formatting'fornon-U.S.users.) *Calculateinterestusinga'standard'fixedrateorthevariablerateoption. Whenavariablerateinterestratetypeisselectedyoucanoptionallyprojecta "worst-case"interestratescenarioforthecomputedAmortizationSchedule! *Calculateinterestusingequal30daymonths(360/360accrualbasis)orexact daysbetweendates(choosebetweena365/365or365/360exactdaysbasis). CanadianMortgagecalculations(360/360withsemi-annualcompounding)are alsosupported. *Includeodddaystofirstpayment(positiveornegative)whenusingequal 30daymonthcalculations. *IncludepaymentsforInsurance,Taxes,andOtherescrowamountsinthe computedschedule...theperiodicpaymentwillbeadjustedaccordingly. *Include"interestfree"or"interestonly"paymentsatthebeginningof thescheduledterm.(Youcaneveninstructtheprogramto'equalize'the calculatedpaymentamountforloanscontaininginterestfreepaymentsor extendthescheduledtermforloanscontaininginterestonlypayments!) *Thefinalscheduledpaymentcanbeeitheranormaloraballoon (lumpsum)payment. *Youcaneasily"modify"thestandardscheduletoincluderatechanges, lump-sumoradditionalpayments,reduced/increasedprincipalpayments, etc. *PrintyourcompanynameasapagefooteroneveryAmortizationschedule (canbeturnedoff,ifyouprefer). *Printthesequentialpaymentnumbernexttoeachpaymentduedateas wellasannualtotals(calendar-OR-fiscalyear)...bothareoptional witheachscheduleproduced. *Fullprintpreviewwithfourreportstyles,user-selectablefonts, anduser-selectablepapersizes.Youcaneveninclude'custom'textin yourAmortizationSchedule's'header'section. *PrintcustomizedpaymentcouponsforanyAmortizationScheduleand easilycollatethemintoa"paymentbooklet"foryourborrowers. *SaveanyofyourreportstoanHTMLorPDFfileforviewingor printinginawordprocessor,browser,orPDFviewer,andyoucanalso exporttheAmortizationSchedulegrid'svaluestoatab-delimitedtext fileforimportintoaspreadsheetapplication. *Youcansetyourpreferredprogram&AmortizationScheduledefaults tospeeddataentryandavoidinputerrors.(Defaultscanbeoverridden whennecessaryonindividualschedules). *Copythat"perfect"loanscenariofromtheLoanCalculatortothe AmortizationScheduleformwiththeclickofabutton.Orusethe includedRefinancingBreakevenCalculatortodeterminethecost/benefits ofarefinancepackage. *Context-sensitiveHelpisalwaysavailablewiththeF1key,along withpop-up"What'sThis?"helponmanyoftheprogram's"child"forms. *YourMajorVersionregistration(license)remainsvalid(andfree) forallminorupgradereleases(10.1,10.2,etc).